Circuit Breaker Business Relief Grant

April 8, 2021 - The B.C. government will provide more than $50 million to help the 14,000 restaurants, bars, breweries, wineries, gyms and fitness centres affected by the March 30, 2021, provincial health orders.

“We understand how greatly this group of businesses have been, and continue to be, impacted by the pandemic,” said Premier John Horgan. “This grant will provide the funds these businesses need to help them through this extraordinary time. As a community, we have come so far together in this fight against COVID-19. Let’s stay the course and we will get through this together.”

The new Circuit Breaker Business Relief Grant will provide affected businesses with up to $10,000 in one-time funding to help with expenses like rent, insurance, employee wages, maintenance and utilities. The grant can also help cover unexpected costs that resulted from the restrictions, such as the purchase of perishable goods.

“Our commitment to support businesses is unwavering and our work to ensure that they have every opportunity to get past this pandemic will continue,” said Ravi Kahlon, Minister of Jobs, Economic Recovery and Innovation. “We have reason to be hopeful and things will soon get better for all of us in British Columbia. In the meantime, our local businesses need us, and we need them. I encourage communities to BuyBC and shop local wherever you can.”

More than $50 million from the $345-million Small and Medium Sized Business Recovery Grant program has been set aside for businesses through the Circuit Breaker Business Relief Grant. The individual amount a business receives will be based on the number of employees.

The Circuit Breaker Business Relief Grant is open to eligible businesses of any size that have been in operation since Feb. 1, 2021. To ensure affected businesses can access the funds quickly, the Circuit Breaker Business Relief Grant has a streamlined application.

“COVID-19 has presented significant challenges for everyone in the restaurant industry,” said Mark von Schellwitz, Restaurants Canada vice-president, Western Canada. “We appreciate that the B.C. government continues to find ways to help the hospitality sector. This new grant will be of great benefit to many restaurants as they continue to adapt and change in response to the pandemic.”

Applications for the Circuit Breaker Business Relief Grant are expected to open the week of April 12, 2021.

Read more and determine eligibility

Province-wide Restrictions

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Pivot Your Business!

Community Futures of the Central Okanagan has been operating the Business Plan Development Program since 1992, with nearly 2,000 start-ups coming through the program throughout that time. Participants receive business plan development assistance, a variety a business skills development workshops, one-on-one mentoring, and business counselling over a six-week period. Past participants have credited the program with giving them “the practical tools to move my business from the dream stage to an active money earning enterprise”, and have called the program a “critical component” in their business success and “an invaluable source of inspiration, expertise, and guidance.” The peer-to-peer learning has supported past participants in “getting tips, fostering camaraderie, making new connections, and re-energizing.”

While the program has typically been offered primarily to new start-ups and aspiring entrepreneurs, the need for training and support for existing businesses has become vital. The COVID-19 pandemic has had an unprecedented effect on local businesses and entrepreneurs, resulting in the need for flexibility and creativity, and forcing many to pivot their business models, service offerings, and approach. These pivots require the support of market validation, financial viability testing, and business planning. 

To address this need, Community Futures is expanding the Business Plan Development Program to both new and existing businesses. Participants will benefit from effective and realistic opportunity assessment, comprehensive business plan development, collaboration with peers, and real life experiential learning in hands-on workshops. Existing businesses will gain support in assessing their potential pivots or new service offerings, and building this into a practical plan to guide their business in a pandemic-affected marketplace. The program is currently offered in a virtual classroom format and delivered on a flexible schedule that allows for participants to continue working in their businesses while still attending class discussions. The program is open to for-profits, non-profits, social enterprises, gig workers, and freelancers. Sponsorship and bursaries to cover the cost of the program are available through CFDC.

Beginning with the Opportunity Readiness Workshop, participants will assess the feasibility of their opportunity and their own entrepreneurial skills. From there, a needs assessment and application is completed. This process ensures participants are properly qualified and prepared to proceed with the six-week program.

Interested business owners and entrepreneurs can visit or call Ali Brent, Program Manager at Community Futures of the Central Okanagan at 250-868-2132 ext. 224 for further program details.

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Community Futures hosts valley-wide virtual Small Business Week

Small business owners from across the Okanagan-Shuswap region have the chance to participate in three days of development workshops and connect with peers from across the valley as Community Futures hosts a virtual version of Small Business Week events.

“Small Business Week is an important business development opportunity that our community looks forward to every year, so this year we decided to host it virtually due to COVID-19,” says Larry Widmer, General Manager of Community Futures Central Okanagan. “We’re excited to be bringing together some talented presenters and attendees who might not otherwise have the chance to network and discuss opportunities.”

“Many of this year’s sessions will focus on topics that are timely as businesses navigate operations during COVID-19, and we also have a nice balance of topics that are important building blocks and best practices in general,” says Widmer, who has been working with his Community Futures peers from Salmon Arm to Penticton to organize the event.

The virtual valley-wide Community Futures Small Business Week events run Oct. 20-22 with seminars in the morning, interactive breakout groups in the afternoon and virtual networking opportunities throughout the day.

Community Futures Valley-wide Virtual Small Business Week

Tuesday, Oct. 20

Sponsored by BDO

  • Preparing for tax season
  • Entrepreneur’s Exit: Steps to your Sale
  • Strategy for Small Businesses
  • Entrepreneur’s Financial Literacy: How to Tackle and Take Control of Your Debt
  • An Entrepreneur’s Financial Check-Up

Wednesday, Oct. 21

Sponsored by Vantage Credit Union

  • Digital marketing: The big picture
  • Crisis Communication
  • Marketing Planning
  • Digital Tools
  • Cyber-Security for Small Business

Thursday, Oct. 22

  • Supporting your team during a pandemic
  • Creating a workplace that people want to work in
  • Managing Bullying/Harassment complaints and mental injury claims
  • Managing a Remote Workforce
  • Stress Management

Small Business Week participants will register for one or all three days and will be able to attend all events on that day. Registration is free. To learn more, register and access the links for each day’s events, visit

The 2020 Small Business Week events are sponsored by VantageOne Credit Union and BDO, along with community partners and Accelerate Okanagan.


Community Futures is a community based organization that contributes to the social and economic well being of the Central Okanagan by providing small business owners and aspiring entrepreneurs access to services tailored to individual needs. From financing to training programs, Community Futures is a full support centre for new and existing businesses.

For more information, media can contact:

Larry Widmer

250-868-2132 ext. 223

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

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Thompson Okanagan Tourism Micro Loan Program Launched

TOTA Thompson Okanagan Tourism Association

CFDC logo

“This new initiative represents a pivotal moment for the regional tourism sector as well as another important evolution of our work in helping the industry recover and become more resilient for the long term,” said Glenn Mandziuk, President and CEO of TOTA. “The program will address the immediate need to mitigate financial impacts associated with additional costs and losses tourism businesses have been facing as a result of the COVID-19 Pandemic.”

In July 2020, the Thompson Okanagan Tourism Association (TOTA) and nine Community Futures offices in the region signed a formal agreement, committing to the development of an active and meaningful relationship on the path to rebuilding a resilient tourism industry in the wake of the global Pandemic.

“Community Futures is in the business of assisting small business across the region, the province, and Canada. We have been a part of your community for over 35 years and we continue to support you with advice, training, and loans,” said Rob Marshall, Executive Director for Community Futures Shuswap and Community Futures Provincial Board Member. The Thompson Okanagan Tourism Micro Loan Program is another example of partners working together to provide help in times of need to our essential tourism industry.” 

The Community Futures and TOTA taskforce is working to implement projects, access needed resources, and share best practices to revitalize, support, and grow the tourism sector, during the pandemic and beyond. Efforts and strategies are focused on tourism growth, development, sustainability, and long-term resiliency. The “Thompson Okanagan Tourism Micro Loan Program” is in alignment with the previously announced Regional Relief and Recovery Fund (RRRF) program which has, to date, provided $587,000 to 20 tourism businesses in the region.

Applicants to the program must be referred to Community Futures by a Tourism Resiliency Program Advisor and terms and conditions specific to each location apply.

Learn More & Register

Or register by phone: 1-877-431-8489 (ext 8).

About the Thompson Okanagan Tourism Association (TOTA):
The Thompson Okanagan Tourism Association is a non-profit society, governed by an elected Board of Directors, which represents business and community tourism interests throughout the region, and is supported by the British Columbia Ministry of Tourism, Arts, & Culture. It is an industry-led organization that represents and supports all business and community tourism interests in the region, while also helping to implement provincial tourism policies. For more information, visit

About Community Futures :
Community Futures is a non-profit organization supporting small businesses through a range of services and tools. With experts offering local assistance from 34 offices throughout rural BC, they are committed to helping business owners achieve their goals and withstand challenges. TOTA is proud to be forming a joint tourism industry resiliency task force with this outstanding organization and collaborating towards positive advancements for the tourism industry, local businesses, and communities.

Community Futures Partners

Contact the CFDC Central Okanagan loan department at 250-868-2132 ext. 227 for more information.

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Community Futures Virtual Office

To whom it may concern,

Due to the COVID-19 pandemic, the Community Futures Central Okanagan office will not be open to in person traffic.

Staff will work online and by phone to serve the needs of our clients. Employee email addresses and phone numbers are listed under staff and management page on the Community Futures website.

The next Business Plan Development Program begins Monday March 23 and this program will be delivered online. Business coaching and staff support will be provided by phone, email or in a virtual meeting software platform.

Loan clients also can access services by email, phone or virtually as required. New loan applications will continue to be reviewed and processed in a timely fashion.

It is time to help each other. These are unprecedented times and Community Futures will deploy all of it's resources and connections to assist its clients and our community.

Thank you for your patience and understanding.


Larry Widmer

General Manager



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